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Video tour

The Consumer Financial Protection Bureau announced on Wednesday a proposal to delay the effective date of the TILA-RESPA Integrated Disclosure rule until Oct. 1.

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Real Estate Roundup!

May new home sales gain 2.2% from April

Sales of new single-family houses in May 2015 were at a seasonally adjusted annual rate of 546,000, which is up 2.2% from April, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. — From Housing Wire

3 ways to tame student loan debt and afford a mortgage

It’s no secret that student loans can make buying a home a challenge. But what exactly is the problem, and how can buyers overcome it? The problem is that student loans can be included in the buyer’s debt-to-income ratio, or DTI. — From Bankrate

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We’re ready for the TRID rules!

At 5 p.m. EST June 17, the Consumer Financial Protection Bureau issued a statement that the effective date for the TILA-RESPA Integrated Disclosure (TRID) rules would be pushed back to Oct. 1, 2015.

CFPB Director Richard Cordray said in a prepared statement: “The CFPB will be issuing a proposed amendment to delay the effective date of the Know Before You Owe rule until Oct. 1, 2015. We made this decision to correct an administrative error that we just discovered in meeting the requirements under federal law, which would have delayed the effective date of the rule by two weeks. We further believe that the additional time included in the proposed effective date would better accommodate the interests of the many consumers and providers whose families will be busy with the transition to the new school year at that time.”

Rainier Title has been working towards the TRID implementation for over a year and felt prepared for August 1st. However, with the proposed delay we will be taking this opportunity to continue our education and training of TRID. While we believe that we have been proactive and ready for this change, there are still so many unknowns that will have to be addressed at the time of implementation. The industry should still prepare for 45-60 days for transaction to close due to the new timing parameters of the forms.

We’re working hard to be ready for all changes!

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Real Estate Roundup

Active Home-Building Industry Will Lead to More Demand for Warehouse Space

Strong consumer spending and the rise in housing construction activity are currently the prime factors for the incredible rebound of the U.S. industrial real estate sector, and experts say as home buying continues to increase, so will demand for warehouse space. — From NRE Online

To Buy or Not to Buy: That Is the Developer’s Question

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It's almost Halloween!

imagesCAAOY36GI think this just might be my kids second favorite time of year, first of course being Christmas. There are so many events going on this weekend through Halloween, I’m sure I’ve missed a few. If I missed an event you know of, please let me know and I’ll add it!
SEGUIN:
Saturday, October 26, 10AM – 6PM
The Pecan Fest Heritage Days at The Texas Agricultural Education & Heritage Center and The Big Red Barn. An array of live entertainment and activities for adults and kiddos include hayrides, Model-T rides, animals, kids games, craft and pecan vendors, demonstrations in the heritage village, silent auction, bake show contest, The Amazing Maze and the Seven Timmermann Sisters Display. Then at 1PM, everyone can join the salute to Jose Antonio Navarro and hear his story. His descendants and biographer (David McDonald who will host a book signing) will be in attendance. A traditional turkey and dressing lunch is available from 11AM to 1PM for $12 (includes admission). Admission is $5 for adults, $3 for kids (age 3-10). If you need more information on the event or Bake Show rules, call 303-1876.
Sunday, October 27
Faith Lutheran Church is having their annual Halloween Festival from 4-6PM, come in costume!
For more events in Seguin, please visit The Seguin Daily News Calendar.
NEW BRAUNFELS:
All next week (M-TH), Pumpkin Patch handprints at the New Braunfels Children’s museum at 11:30.
Friday, October 25
The YMCA Trunk or Treat in the Peter Piper Pizza Parking lot from 6-8PM. There is a trunk decorating contest, spooky cake walk, face painting, zombie zumba, and much more! For more information, visit here.
Saturday, October 26
New Braunfels Farmers Market 9-1 on Casteel St. Need I say more?
The Girl Scouts are having a fall festival at the Girl Scout House, 345 Howard St. from 4-7, costume contest, food, music, jumping castles, games, pumpkin painting, silent auction, haunted house, cake walk $5-$6 for children
St. Peter and Paul Catholic church is having their fall festival starting at 5:00 with a trunk or treat, a pumpkin carving contest at 6:30, a costume contest at 7:30 and a dance from 6-9.
21st Annual Texas Clay Festival Saturday (10-6) and Sunday (10-5) in Gruene. Over 60 Texas potters and clay artists will be present, a variety of pottery can be viewed and purchased, hands on activities for kids too! Fun for all!
Tuesday, October 29
New Braunfels High School Student Organizations are hosting a Trick or Treat on Unicorn St, some indoor games and fun for small children, starts at 6PM.
Wednesday, October 30
Hope Hospice is hosting a Trick-or-Hope Charity Halloween Festival from 4-8 at 144 S Clemens. Face painting, various activities, music, costume contest, food, candy, etc. $5 per person or $20 group fee (4-6 people). Click here for more information.
HALLOWEEN! Thursday, October 31
Oakwood Baptist is having their Fall Festival from 6-8PM in the parking lot, fun for the whole family, lots of food, candy and games!
Trick or Treat 5th Annual Downtown Halloween Spooktacular, 3-6PM, safe Trick or Treating along West San Antonio St.
2013%20Spooktacular%20Flyer

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Guadalupe County Fair Weekend!

Howdy ya’ll! It’s that time of year again, no school on Friday and…the Guadalupe County Fair and Rodeo is here! Come out and celebrate the 130th year, October 10-13, 2013. Time for carnival rides, Fair Queen contest, livestock shows, trade fairs, a parade, cotton candy and so much more! The parade steps off at 10 AM Friday morning in downtown Seguin and then it’s time to head to the fair! See ya there!!

2012 Guadalupe County Fair and Rodeo, courtesy of Rodeo Realms and PRCA Rodeo
2012 Guadalupe County Fair and Rodeo, courtesy of Rodeo Realms and PRCA Rodeo

Below is their Schedule of Events and link to the Fair Catalog2013. Enjoy small town Seguin living and have a wonderful weekend!
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